Auto Insurance in Oregon

If you are shopping for local auto insurance in Oregon, you are at the right place. Car Insurance.com offers over a dozen strong, reliable carriers. We want customers to shop and pick the best company that is competing for their business. You can purchase a policy through Car Insurance.com. Getting a quote is easy and you get to compare the rates from multiple companies so you know you are getting a good deal with the right coverage. The only way to save on car insurance is to shop for car insurance. The best rate last year is not the best rate this year!

Oregon Car Insurance Requirements

Oregon state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.

Oregon Insurance Coverage:

Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Under insured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $15,000 Limit

The state of Oregon follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Oregon state law requires a minimum Personal Injury Protection coverage of $15,000.

To help protect against damages caused to you and your passengers by an uninsured driver, Oregon state law requires a minimum Uninsured/Under insured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or under insured driver.

When you get a quote at Car Insurance our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarI insurance agents are licensed in Oregon and available to help you all the way through the quote and purchase process.

See how Oregon's car insurance quotes are trending. Average Premium Trend Tool shows these changes in Oregon auto insurance rates, over the past few months. The arrow shows the monthly trend and the graph shows the change in Oregon's average car insurance rates over the past few months. Hold your mouse over the points to see Oregon's annual average premium.

Get local car insurance in all of Oregon. Enter your zip code in the quote boxes on this page or follow this link to get an auto insurance quote now.

Local car insurance is available in all of Oregon!

• Portland
• Eugene
• Salem
• Gresham
• Beaverton
• Hillsboro
• Medford
• Springfield
• Bend
• Corvallis

The average auto insurance premium for residents in Oregon is $1,746 in 2009; the national average is $1,794. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company. You have to shop around to see if you are saving money. you find the competitive rates and discounted prices available in Oregon, so average Oregonians can get a better-than-average rate on their auto insurance.

2009 has had an increase in auto insurance rates. It is important to shop for car insurance so you get the best available rate! brings competition directly to the consumer and we work to lower your costs through technology.

Even within the state of Oregon, rates have changed over the past few years. Comparing the current a verage car insurance rates, the average auto insurance premium in Oregon is 28% higher in 2009 than 2008. 2008 was 7% lower than 2007 in Oregon. Now is the perfect time to shop for new low rates on your auto insurance, by requesting a quote online you could save hundreds instantly!

For those with a great driving record and even those with the not-so-great driving record, we can give you the best rates available in Oregon. We believe it is very important to take care of yourself and your property, and CarInsurance.com has the most affordable rates in Oregon. We allow you to compare the rates and purchase on one site. All the residents of the Beaver State know that to get the low cost rates from a reliable company, CarInsurance.com is the only name you need to know. Looking for car insurance in a state other than Oregon? At CarInsurance.com, we provide the low cost quotes and rates for all 50 states and the District of Columbia. To get a quote for another city or state, type in your zip code above and find out how much you can save.